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  • Bad Credit

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Bad Credit Auto Loans

Are you afraid your credit is not good enough to buy a car? Have you been rejected at dealerships or online? Would a reliable car make your life easier? 

New Jersey Loan Center specializes in bad credit auto loans designed for those who fail to qualify for financing for traditional loans because of low credit scores, previous vehicle repossessions, recent bankruptcy, low income, or not having money to put down.

New Jersey Loan Center is not a bank; we are a finance team specialized in helping car buyers get the loans they need to drive a car home. We work with the top lenders and car dealerships to ensure you get the best possible deal at the best possible rate. Car purchases by people with poor credit are quite common- nearly a quarter of Americans are credit-challenged, and thousands of car loans happen every day for people with poor credit records. Let us help you get past the red tape and into the car you deserve.

We help customers that have been rejected by other dealerships. We help customers that have little or no credit, or that have had problems with car payments in the past. Very often dealerships do not want to deal with the headaches financing a vehicle can cost; we specialize in negotiations with larger banks. We know you are more than just a credit score. Even if you have been told to put down large amounts of money or unsatisfactory interest rates, let us work with you to negotiate on your behalf. Let us save you money, and help to rebuild your credit in the process.

Do I need a cosigner to get a car loan?

Are there any options for $0 down payment?

Can I get a car loan if I have had bankruptcy?

How will Student Loans affect my car credit?

Are there programs for first-time buyers?

Do you protect my information?

What type of cars can I buy with bad credit?

When will I need to start paying the loan?

Can I use my current car as a trade-in?

Can I get a car if I've had a repossession?

Can I get a car if I have no credit?

New Jersey Loan Center is the best chance for you to get car loan when things seem hopeless! Unlike other online credit websites, NJLoanCenter.com is based in Union, New Jersey. Come in and meet us personally- just call 1-877-889-1565 and set up an appointment. If you have problems getting approved at other dealerships, or if you have no credit, let us help you drive the car you want at a price you can afford. We help those in Central New Jersey, including Union, Essex, Middlesex and many other New Jersey locations. We have worked through many lenders to get you the best rates possible. Apply Now and Drive Home Tomorrow!